MAP20160024685 Lass, Daniela Empirical findings on motor insurance pricing in Germany, Austria and Switzerland / Daniela Lass, Hato Schmeiser, Joël Wagner En: Geneva papers on risk and insurance : issues and practice. - Geneva : The Geneva Association, 1976- = ISSN 1018-5895. - 01/07/2016 Volumen 41 Número 3 - julio 2016 I. Schmeiser, Hato . II. Wagner, Joël . III. Título.