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MAP20170005537Smart contracts in financial services : getting from hype to reality / Bart Cant... [et al.]. — [S.l.] : Capgemini Consulting, 2016Sumario: The potential of smart contracts programmable contracts that automatically execute when pre-defined conditions are met is the subject of much debate and discussion in the financial services industry. Smart contracts, enabled by blockchain or distributed ledgers, have been held up as a cure for many of the problems associated with traditional financial contracts, which are simply not geared up for the digital age. Reliance on physical documents leads to delays, ineficiencies and increases exposure to errors and fraud. Financial intermediaries, while providing interoperability for the finance system and reducing risk, create overhead costs for and increase compliance requirements1. Productos financieros. 2. Contratos. 3. Blockchain. 4. Garantías contractuales. 5. Normas de contratación. 6. Procedimientos electrónicos. I. Cant, Bart.