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Smart contracts in financial services : getting from hype to reality

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      <subfield code="a">Smart contracts in financial services</subfield>
      <subfield code="b">: getting from hype to reality</subfield>
      <subfield code="c">Bart Cant... [et al.]</subfield>
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      <subfield code="a">The potential of smart contracts  programmable contracts that automatically execute when pre-defined conditions are met  is the subject of much debate and discussion in the financial services industry. Smart contracts, enabled by blockchain or distributed ledgers, have been held up as a cure for many of the problems associated with traditional financial contracts, which are simply not geared up for the digital age. Reliance on physical documents leads to delays, ineficiencies and increases exposure to errors and fraud. Financial intermediaries, while providing interoperability for the finance system and reducing risk, create overhead costs for and increase compliance requirements.</subfield>
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