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MAP20180026843Profitability in non-life insurance : mind the gap / Swiss Reinsurance Company. — Zurich : Swiss Reinsurance Company Ltd., 2018(Sigma ; 4)Traducido bajo el título: Rentabilidad en los seguros de no vida : cuidado con la brechaSumario: In the non-life insurance, the pricing dynamics may have reached an inflection point with some moderate rate increase since late 2017, but it is too soon to declare a return to hard market conditions. We expect positive economic momentum to support earnings but this alone will not generate sustained improvement in profitability: more rate increases are needed. All told, insurance remains an attractive long-term investment opportunity, having delivered returns comparable with others sectors over the long run, and also offering diversification benefits1. Mercado de seguros. 2. Mercados emergentes. 3. Transferencia de riesgos. 4. Desarrollo económico. I. Swiss Reinsurance Company. II. Sigma ; 4. III. Título.