Big data and its big benefits for insurance consumers : regulation must allow innovation by insurers for full benefits to be realised

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<rdf:Description>
<dc:creator>Insurance Europe</dc:creator>
<dc:date>2019</dc:date>
<dc:description xml:lang="es">Sumario: Data has always been vital for insurers. In fact, since the industry began, insurers have used data to analyse the risks faced by their clients.
This process has two parts: first, when designing their products, insurers analyse past events to estimate the probability of these events occurring again. This allows them to manage the risks of offering a new insurance policy. Then, when a client buys an insurance policy, the insurer uses data to assess the risk posed by the new customer. This process is referred to as underwriting</dc:description>
<dc:identifier>https://documentacion.fundacionmapfre.org/documentacion/publico/es/bib/166763.do</dc:identifier>
<dc:language>eng</dc:language>
<dc:publisher>Insurance Europe</dc:publisher>
<dc:rights xml:lang="es">InC - http://rightsstatements.org/vocab/InC/1.0/</dc:rights>
<dc:subject xml:lang="es">Mercado de seguros</dc:subject>
<dc:subject xml:lang="es">Orientación al cliente</dc:subject>
<dc:subject xml:lang="es">Big data</dc:subject>
<dc:subject xml:lang="es">Análisis de datos</dc:subject>
<dc:subject xml:lang="es">Regulación</dc:subject>
<dc:subject xml:lang="es">Evolución del seguro</dc:subject>
<dc:subject xml:lang="es">Unión Europea</dc:subject>
<dc:type xml:lang="es">Libros</dc:type>
<dc:title xml:lang="es">Big data and its big benefits for insurance consumers : regulation must allow innovation by insurers for full benefits to be realised</dc:title>
<dc:format xml:lang="es">2 p.</dc:format>
<dc:relation xml:lang="es">Insight Briefing</dc:relation>
<dc:coverage xml:lang="es">Unión Europea</dc:coverage>
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