Spanish insurers utilise new technology, but traditional distribution methods dominate

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<title>Spanish insurers utilise new technology, but traditional distribution methods dominate</title>
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<namePart>Botelho, Jessica</namePart>
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<namePart>Le Cam, Ghislaim</namePart>
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<namePart>Essen, Yvette</namePart>
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<abstract displayLabel="Summary">Spanish insurers are increasingly using technology to cross-sell prducts and target niche markets as growth opportunities domestically and abroad become increasingly limited.
AM Best's analysis of the Spanish insurance market shows the sector remains profitable, but margins are under pressure, and the low interest rate environment places strain on investment returns. Companies have previously attempted to grow outside their domestic territories into Latin America, where they have faced more testing political and economic conditions</abstract>
<note type="statement of responsibility">Jessica Botelho, Ghislaim Le Cam, Yvette Essen</note>
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