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Regret in health insurance post-purchase behavior

Recurso electrónico / Electronic resource
Registro MARC
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008  190905e20190904usa|||p |0|||b|eng d
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1001 ‎$0‎MAPA20080186180‎$a‎Born, Patricia H.
24500‎$a‎Regret in health insurance post-purchase behavior‎$c‎Patricia H. Born, E. Tice Sirmans
520  ‎$a‎Unlike other forms of insurance, individuals with health insurance generaily expect to make claims through the policy period. Selecting an appropriate level of cost-sharing is difficult and individuáis may, ex-post, regret the choice of a less-than-suitable coverage amount. Using a national health insurance survey of private market consumers from 2013 to 2017, we evaluate the potential for post-purchase regret in the health plan purchasing decision. We employ an ordered logistic model and find that consumers whose plan choices were likely financially dominated by a foregone altemative are significantly more likely to express regret through reporting significantly lower likelihood of renewal, even when controlling for confounding considerations including affordabillty, self-assessed risk, and satisfaction with the plan.
650 4‎$0‎MAPA20080626310‎$a‎Seguro de asistencia sanitaria
650 4‎$0‎MAPA20080624019‎$a‎Comportamiento del consumidor
650 4‎$0‎MAPA20080567118‎$a‎Reclamaciones
7001 ‎$0‎MAPA20190012355‎$a‎Sirmans, E. Tice
7730 ‎$w‎MAP20077001748‎$t‎Risk management & insurance review‎$d‎Malden, MA : The American Risk and Insurance Association by Blackwell Publishing, 1999-‎$x‎1098-1616‎$g‎01/06/2019 Tomo 22 Número 2 - 2019 , p. 207-219