Regret in health insurance post-purchase behavior

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<dc:creator>Born, Patricia H.</dc:creator>
<dc:creator>Sirmans, E. Tice</dc:creator>
<dc:date>2019-09-04</dc:date>
<dc:description xml:lang="es">Sumario: Unlike other forms of insurance, individuals with health insurance generaily expect to make claims through the policy period. Selecting an appropriate level of cost-sharing is difficult and individuáis may, ex-post, regret the choice of a less-than-suitable coverage amount. Using a national health insurance survey of private market consumers from 2013 to 2017, we evaluate the potential for post-purchase regret in the health plan purchasing decision. We employ an ordered logistic model and find that consumers whose plan choices were likely financially dominated by a foregone altemative are significantly more likely to express regret through reporting significantly lower likelihood of renewal, even when controlling for confounding considerations including affordabillty, self-assessed risk, and satisfaction with the plan.</dc:description>
<dc:identifier>https://documentacion.fundacionmapfre.org/documentacion/publico/es/bib/169160.do</dc:identifier>
<dc:language>eng</dc:language>
<dc:rights xml:lang="es">InC - http://rightsstatements.org/vocab/InC/1.0/</dc:rights>
<dc:subject xml:lang="es">Seguro de asistencia sanitaria</dc:subject>
<dc:subject xml:lang="es">Comportamiento del consumidor</dc:subject>
<dc:subject xml:lang="es">Reclamaciones</dc:subject>
<dc:type xml:lang="es">Artículos y capítulos</dc:type>
<dc:title xml:lang="es">Regret in health insurance post-purchase behavior</dc:title>
<dc:relation xml:lang="es">En: Risk management & insurance review. - Malden, MA : The American Risk and Insurance Association by Blackwell Publishing, 1999- = ISSN 1098-1616. - 01/06/2019 Tomo 22 Número 2 - 2019 , p. 207-219</dc:relation>
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