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Insurance in a world of climate extremes : what latest science tells us
Recurso electrónico / Electronic resource
MAP20200000136
Insurance in a world of climate extremes
: what latest science tells us. — Zurich : Swiss Re Institute, 2019
11 p.
Sumario: Current studies point to severe mid- to long-term consequences if climate change is not mitigated and global temperature increases are above 2°C pre-industrial levels, breaking that target of the Paris Agreement. Besides the human impact, the insurability of assets in highly exposed regions will be called into question. For insurability not to be threatened, adaptation to a profoundly changed risk landscape is required. Re/insurers can play a fundamental role in facilitating transition to a low-carbon economy by embedding sustainability as a core element in their business models, and by reducing their own carbon footprint. Besides shifting towards an environmentally sustainable asset portfolio, re/insurers should align their underwriting policies to reduce incentives that favour further carbon-intensive energy production and consumption. Industry-wide implementation of these principles will help build the world's resilience to a changing climate
1. Cambio climático ‌. 2. Resiliencia ‌. 3. Mercado de seguros ‌. 4. Inversiones socialmente responsables ‌. 5. Sostenibilidad ‌. 6. Suscripción de riesgos ‌. 7. Huella del carbono ‌. I. Swiss Re Institute ‌. II. Título.