Response to EC consultation on a digital operational resilience framework for financial services

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      <subfield code="a">Response to EC consultation on a digital operational resilience framework for financial services</subfield>
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      <subfield code="a">Insurance Europe welcomes the efforts to increase the digital operational resilience of the financial sector and recognises the importance of enhancing knowledge sharing and cooperation across the EU. Importantly, the quality and value of the content of any Commission's envisaged initiative should be favoured over the speed at which it is introduced. To this end, Insurance Europe stresses the importance of engaging with industry in a fact-finding exercise, in order to identify those areas in which an EU initiative could prove itself to be of added value, given that there are many existing national initiatives (both in the public and private sector) aimed at enhancing cyber and information security. While Insurance Europe recognises the need to strengthen the cyber resilience of the financial sector as a whole, it must be stressed that the sector is not uniform. Both the kinds of incidents experienced by different financial services entities, as well as the consequences arising from these incidents, differs greatly from one financial services sector to another. Any European Commission initiative in this area must therefore give due consideration to the specific characteristics of the different types of financial services entities. A one-size-fits-all approach to increasing the cyber resilience of the financial sector will not succeed in its goal.</subfield>
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