The Maghreb : one region, three unique insurance markets

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      <subfield code="a">The Maghreb</subfield>
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      <subfield code="a">The long-term prospects of the insurance markets of the Maghreb region (Algeria, Morocco and Tunisia) are good. Over the past five years, these countries have demonstrated solid growth trajectories, above global industry averages. That trend is expected to persist, despite the near-term challenges resulting from the COVID-19 pandemic and the associated economic downturn. While insurance penetration rates remain below the world average of 7.2% (see Exhibit 1), local authorities, regional regulators and other stakeholders recognise the sector's role in supporting economic activity. As a result, improving insurance penetration rates is a regional priority, particularly through the introduction of new personal lines products in the under-developed retail insurance sector. Demographic change, with an ageing, more risk-aware population, is also expected to make a positive contribution to future insurance growth.</subfield>
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