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Cyber risk cost and management in IoT devices-linked health insurance

 
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<title>Cyber risk cost and management in IoT devices-linked health insurance</title>
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<namePart>Chen, Yen-Chih </namePart>
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<abstract displayLabel="Summary">Internet of things (IoT) devices lead to innovation trends in financial services. Real­world IoT applications certainly further the surge in new financial product design. In the insurance industry, companies can utilise data collected from all types of IoT­connected devices to more effectively determine prerniums and provide better insurance products, known as IoT insurance. However, this has a downside: insurance companies might underestimate the possible cyber risks involved in these IoT insurance products. This study examines the potential cyber risks arising from the application of IoT devices-linked insurance. We consider the cyber risks in insurance product valuation and estimate the possible increase in cyber risk cost as more data are sourced from IoT devices. Our results contribute to IoT devices-linked health insurance development and improvement in related cyber risk management.</abstract>
<note type="statement of responsibility">Yin-Yee Leong, Yen-Chih Chen</note>
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<topic>Internet de las cosas</topic>
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<topic>Seguro de asistencia sanitaria</topic>
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<topic>Ciberriesgos</topic>
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<topic>Gerencia de riesgos</topic>
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<title>Geneva papers on risk and insurance : issues and practice</title>
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<publisher>Geneva : The Geneva Association, 1976-</publisher>
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<identifier type="issn">1018-5895</identifier>
<identifier type="local">MAP20077100215</identifier>
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<text>01/10/2020 Volumen 45 Número 4 - octubre 2020 , p. 737-759</text>
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