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Restrictive rating and adverse selection in health insurance

Recurso electrónico / Electronic resource
Registro MARC
Tag12Valor
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003  MAP
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008  201223e20201201usa|||p |0|||b|eng d
040  ‎$a‎MAP‎$b‎spa‎$d‎MAP
084  ‎$a‎344.1
1001 ‎$0‎MAPA20080186180‎$a‎Born, Patricia H.
24510‎$a‎Restrictive rating and adverse selection in health insurance‎$c‎Patricia H. Born, E. Tice Sirmans
520  ‎$a‎Recent healthcare reform in the United States, including rating restrictions, imposed substantial changes to health insurer operations. We provide evidence of the presence of adverse selection following the enactment of the Patient Protection and Affordable Care Act of 2010. Using a unique dataset consisting of information on health insurance plans from multiple health insurers, across states for the years 20132017, we document a statistically significant correlation between coverage and risk, indicating the presence of adverse selection, that varies over time in both the individual and group markets for health insurance.
650 4‎$0‎MAPA20080573867‎$a‎Seguro de salud
650 4‎$0‎MAPA20080582661‎$a‎Selección adversa
650 4‎$0‎MAPA20080586294‎$a‎Mercado de seguros
650 4‎$0‎MAPA20080594671‎$a‎Análisis estadístico
651 1‎$0‎MAPA20080638337‎$a‎Estados Unidos
700  ‎$0‎MAPA20200014911‎$a‎Tice Sirmans, E.
7730 ‎$w‎MAP20077000727‎$t‎The Journal of risk and insurance‎$d‎Nueva York : The American Risk and Insurance Association, 1964-‎$x‎0022-4367‎$g‎01/12/2020 Volumen 87 Número 4 - diciembre 2020 , p. 919-933