Restrictive rating and adverse selection in health insurance
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Tag | 1 | 2 | Valor |
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LDR | 00000cab a2200000 4500 | ||
001 | MAP20200040026 | ||
003 | MAP | ||
005 | 20201223180238.0 | ||
008 | 201223e20201201usa|||p |0|||b|eng d | ||
040 | $aMAP$bspa$dMAP | ||
084 | $a344.1 | ||
100 | 1 | $0MAPA20080186180$aBorn, Patricia H. | |
245 | 1 | 0 | $aRestrictive rating and adverse selection in health insurance$cPatricia H. Born, E. Tice Sirmans |
520 | $aRecent healthcare reform in the United States, including rating restrictions, imposed substantial changes to health insurer operations. We provide evidence of the presence of adverse selection following the enactment of the Patient Protection and Affordable Care Act of 2010. Using a unique dataset consisting of information on health insurance plans from multiple health insurers, across states for the years 20132017, we document a statistically significant correlation between coverage and risk, indicating the presence of adverse selection, that varies over time in both the individual and group markets for health insurance. | ||
650 | 4 | $0MAPA20080573867$aSeguro de salud | |
650 | 4 | $0MAPA20080582661$aSelección adversa | |
650 | 4 | $0MAPA20080586294$aMercado de seguros | |
650 | 4 | $0MAPA20080594671$aAnálisis estadístico | |
651 | 1 | $0MAPA20080638337$aEstados Unidos | |
700 | $0MAPA20200014911$aTice Sirmans, E. | ||
773 | 0 | $wMAP20077000727$tThe Journal of risk and insurance$dNueva York : The American Risk and Insurance Association, 1964-$x0022-4367$g01/12/2020 Volumen 87 Número 4 - diciembre 2020 , p. 919-933 |