Response of Mexican life and non-life insurers to the low interest rate environmen

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<rdf:Description>
<dc:creator>Reyna, Ana M.</dc:creator>
<dc:creator>Fuentes, Hugo J.</dc:creator>
<dc:creator>Nuñez, Juan A.</dc:creator>
<dc:date>2022-04-04</dc:date>
<dc:description xml:lang="es">Sumario: The purpose of this research is to examine whether insurers have improved their economic performance through efficiency as a reaction to the prolonged period of low interest rates. The results of an analysis of 22 years of data, using a two-stage data envelopment analysis approach (DEA), show that there is an inverse relationship between efficiency and interest rate. The non-life insurance group had a superior level of efficiency compared with that of the life insurance group. It seems that life insurance companies, to some extent, transferred their inefficiency to customers to maintain their solvency. Additionally, this research shows that companies with substantial market power and bancassurance exceeded the performance of the rest of the industry.

</dc:description>
<dc:identifier>https://documentacion.fundacionmapfre.org/documentacion/publico/es/bib/179386.do</dc:identifier>
<dc:language>spa</dc:language>
<dc:rights xml:lang="es">InC - http://rightsstatements.org/vocab/InC/1.0/</dc:rights>
<dc:subject xml:lang="es">Tasas de interés</dc:subject>
<dc:subject xml:lang="es">Seguro de vida</dc:subject>
<dc:subject xml:lang="es">Empresas de seguros</dc:subject>
<dc:subject xml:lang="es">México</dc:subject>
<dc:type xml:lang="es">Artículos y capítulos</dc:type>
<dc:title xml:lang="es">Response of Mexican life and non-life insurers to the low interest rate environmen</dc:title>
<dc:relation xml:lang="es">En: Geneva papers on risk and insurance : issues and practice. - Geneva : The Geneva Association, 1976- = ISSN 1018-5895. - 04/04/2022 Volumen 47 Número 2 - abril 2022 , p. 409-433</dc:relation>
<dc:coverage xml:lang="es">México</dc:coverage>
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