Motor insurance : price rises to decelerate from current heights as claims inflation eases

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<title>Motor insurance : price rises to decelerate from current heights as claims inflation eases</title>
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<namePart>Swiss Re Institute</namePart>
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<issuance>monographic</issuance>
<place>
<placeTerm type="text">Adliswil, Swiss</placeTerm>
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<publisher>Swiss Re Institute</publisher>
<dateIssued>2024</dateIssued>
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<abstract displayLabel="Summary">The sharp gains in motor prices in advanced markets over the last two years came as insurers sought to repair underwriting profits. US personal motor insurers lost a cumulated USD 53 billion in 2022-23. We anticipate that the rate increases will decelerate soon, driven mainly by disinflation, improved underwriting performance, and increased competition. We highlight too that the rate increases reported in the US appear overstated, which could have also led to an overstatement of headline and core CPI</abstract>
<note>Internacional</note>
<subject xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080603779">
<topic>Seguro de automóviles</topic>
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<subject xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080545062">
<topic>Precios</topic>
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<subject xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080586294">
<topic>Mercado de seguros</topic>
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<subject xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080608835">
<topic>Suscripción de riesgos</topic>
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<topic>Tarificación</topic>
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<subject xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080551346">
<topic>Inflación</topic>
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<subject xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080557591">
<topic>Competencia</topic>
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<subject xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080611880">
<topic>Perspectivas del seguro</topic>
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<title>Economic Insights</title>
<partNumber>Issue 9-2024</partNumber>
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