Centro de Documentacion de Fundación MAPFRE

MAP20260003061

Modeling flood risk impact on real estate porfolios / Sungwon Ahn and Fang Yang

Sumario: This teaching case develops a simplified flood-adjusted property valuation (FAPV) model to quantify how flood risk affects US real estate portfolios and loan-to-value ratios. Using county-level SFHA exposure and scenario discounts (5%, 10%, 20%), the case shows how rising flood hazards-exacerbated by climate change-can inflate LTV and adjusted LTV and thus credit risk. It provides step-by-step methods, data sources, and classroom activities, and closes with discussion on mitigation strategies (risk disclosure, insurance, regulation, and property-level measures)

En: Risk management & insurance review. - Malden, MA : The American Risk and Insurance Association by Blackwell Publishing, 1999- = ISSN 1098-1616. - 20/10/2025 Volume 28 Number 3 - 2025 , p. 448 - 470

1. Inundaciones . 2. Cuantificación del riesgo . 3. Gerencia de riesgos . 4. Riesgos meteorológicos . I. Yang, Fang . II. Título.