Earth observation and Copernicus applications in insurance

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<title>Earth observation and Copernicus applications in insurance</title>
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<name type="corporate" xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20260005638">
<namePart>European Union Agency for the Space Programme </namePart>
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<name type="corporate" xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20110000219">
<namePart>EIOPA</namePart>
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<publisher>European Union Agency for the Space Programme</publisher>
<dateIssued>2026</dateIssued>
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<abstract displayLabel="Summary">The document outlines how Earth Observation data and the services provided by the Copernicus programme can improve the assessment and monitoring of catastrophic risks in the European insurance sector. It presents evidence on the usefulness of satellite imagery for damage assessment, particularly in the case of floods, fires and extreme weather events. It describes the technical capabilities of Sentinel-1 and Sentinel-2, as well as the benefits of integrating spatial information into risk models and supervisory processes. It includes the results of a joint EUSPA-EIOPA pilot project to estimate flood damage using open data. It concludes by highlighting their potential to support more transparent, comparable and rapid decision-making in insurance and supervision

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<note type="statement of responsibility">European Union Agency for the Space Programme (EUSPA)</note>
<note>En portada : EUSpace, EUSPA, EIOPA</note>
<subject xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080629755">
<topic>Seguro de riesgos extraordinarios</topic>
</subject>
<subject xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080604394">
<topic>Valoración de riesgos</topic>
</subject>
<subject xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080608392">
<topic>Riesgos meteorológicos</topic>
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<subject xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20260005737">
<topic>Programa Copernicus</topic>
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<subject xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080552565">
<topic>Satélites</topic>
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<subject xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20260001562">
<topic>Riesgos catastróficos</topic>
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<url displayLabel="electronic resource" usage="primary display">https://www.eiopa.europa.eu/document/download/35147f9b-552a-4b5a-acf0-292c1affb8b2_en?filename=EUSPA-EIOPA%20White%20Paper%20-%20Earth%20Observation%20and%20Copernicus%20applications%20in%20insurance.pdf</url>
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