How to expand the limits of insurability

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      <subfield code="a">How to expand the limits of insurability</subfield>
      <subfield code="c">by Walter T. Karten</subfield>
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      <subfield code="a">The variety and dimension of the risks, which people face, extend further than the capability to insure them. It is astonishing, what the insurance industry is considered capable of, how naively such conclusions are reached, and what demands are placed on the industry in certain cases regardless of its notoriously poor image. The impact of marketable insurance is restricted and always secondary in nature; it follows risk. Marketable insurance is basically not well-suited as a political instrument, for example to impose government institutional or legal policy goals, and cannot replace policy initiatives, such as environmental protection. Its object is rather to supplement these initiatives</subfield>
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      <subfield code="a">The Geneva papers on risk and insurance</subfield>
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