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MAP20071500734Mayers, DavidOwnership structure across lines of property-casualty insurance / David Mayers and Clifford W. Smith JrThe insurance industry has several differrent types of ownership structures, including Lloyds associations, in which insurance contracts are offered by individual underwriters, stock companies with standard corporate form, and mutuals reciprocals, both of which are more like cooperatives. Differences in ownership structure are related to differences in geographic concentration and concentration by line of business. Stock companies are less concentrated geographically than Lloyds, mutuals, and reciprocalsEn: Journal of law and economics. - Chicago. - October 1988 ; p. 351-3781. Lloyd's. 2. Property. 3. Casualty. 4. Empresas de seguros. 5. Estructura organizativa. 6. Mutualidades de seguros. 7. Concentración de seguros. I. Segaar, Peter. II. Título.