Ownership structure across lines of property-casualty insurance

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<title>Ownership structure across lines of property-casualty insurance</title>
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<namePart>Mayers, David</namePart>
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<namePart>Segaar, Peter</namePart>
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<dateIssued encoding="marc">1988</dateIssued>
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<abstract>The insurance industry has several differrent types of ownership structures, including Lloyds associations, in which insurance contracts are offered by individual underwriters, stock companies with standard corporate form, and mutuals reciprocals, both of which are more like cooperatives. Differences in ownership structure are related to differences in geographic concentration and concentration by line of business. Stock companies are less concentrated geographically than Lloyds, mutuals, and reciprocals.</abstract>
<note type="statement of responsibility">David Mayers and Clifford W. Smith Jr.</note>
<subject authority="" xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080435387">
<name type="corporate">
<namePart>Lloyd's</namePart>
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<topic>Property</topic>
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<subject authority="lcshac" xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080546458">
<topic>Casualty</topic>
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<subject authority="lcshac" xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080590567">
<topic>Empresas de seguros</topic>
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<subject authority="lcshac" xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080610739">
<topic>Estructura organizativa</topic>
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<subject authority="lcshac" xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080611651">
<topic>Mutualidades de seguros</topic>
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<subject authority="lcshac" xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080613464">
<topic>Concentración de seguros</topic>
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<classification authority="">32</classification>
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<title>Journal of law and economics</title>
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<publisher>Chicago</publisher>
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<part>
<text>October 1988 ; p. 351-378</text>
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