Approaching immortality

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<title>Approaching immortality</title>
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<title>Best's review</title>
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<namePart>Panko, Ron</namePart>
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<namePart>Hillman, John</namePart>
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<abstract>Insurers calculate how a new mortality table assuming life expectancy of 120 years would affect their reserves, pricing and products. The 2001 Commissioners Standard Ordinary Table is the first new one since the 1980 CSO Table that went into effect in the mid-1980s. In a major change, the new table assumes insureds will die by age 120, up from age 100. The table would only affect the life-settlement and long-term-care businesses, and it would have no effect on annuities, for which the NAIC adopted a new table more than for years ago</abstract>
<note type="statement of responsibility">by Ron Panko and John Hillman</note>
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<topic>Seguro de vida</topic>
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<topic>Seguro de dependencia</topic>
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<topic>Tablas de mortalidad</topic>
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<topic>Cálculo actuarial</topic>
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<topic>Bases técnicas</topic>
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<text>October 2002 ; p. 26-34</text>
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