Centro de Documentacion de Fundación MAPFRE - Exposure triggers and allocation methods : learning lessons from prior court rulings

MAP20071505372

Exposure triggers and allocation methods : learning lessons from prior court rulings / Charles R. McGuire, Kathleen A. McCullough, George B. Flanigan

This article explores the impact of court rulings on policiy interpretation by providing a historical perspective on legal issues impacting the development of the CGL and it interpretation by the courts. Firts, the article provides a brief review of the events surrounding the creation of the claims-made policy form . The article then focuses on the debate over what defines an "occurrence" or "tigger". Additionally, various systems of allocating losses among insurance contracts and insureds are discussed. The significance of these chaged rulings for the current market place , as well as the academic literature is discussed. Finally , public policy implications for the general insurance market are review

En: Risk management and insurance review. - New York : The American Risk and Insurance Association. - Vol. 7, nº 1 Spring 2004 ; p. 73-87

1. Mercado de seguros . 2. Empresas de seguros . 3. Coberturas . 4. Seguro de responsabilidad civil . 5. Cláusulas claim made . 6. Contrato de seguro . I. McCullough, Kathleen A. . II. Flanigan, George B. . III. Título. IV. Título: Risk management and insurance review.