How to play the ratings games

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      <subfield code="a">How to play the ratings games</subfield>
      <subfield code="c">Jonathan Groves</subfield>
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      <subfield code="a">This paper is based in a presentation at the 21st National Conference of the Association of Risk and Insurance Managers of Australasia Limited, held 9-12h November at the Sydney Hilton and Wesley Conference Centre</subfield>
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      <subfield code="a">As hot topics go, financial and security ratings for insurance and reinsurance companies is pretty much at boiling point. There have been frequent changes in the rating of insurance carriers over the past three years, with a noticeable downward trend. Rating agencies have been described as the new regulators, holding life or death power over carriers. An independent analysis of the financial strength of insurers and reinsurers is important in informing the buying decision</subfield>
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      <subfield code="t">Foresight : the journal of risk management</subfield>
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      <subfield code="g">May 2004 ; p. 12-13</subfield>
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