How Europe's banks should prepare for payments reform : they must reexamine their operations and get ready for more cross-border competition

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<title>How Europe's banks should prepare for payments reform</title>
<subTitle>: they must reexamine their operations and get ready for more cross-border competition</subTitle>
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<namePart>Ploey, Wouter H.F. De</namePart>
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<namePart>Denecker, Olivier P. M.</namePart>
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<abstract>Impending regulatory changes will shake up the European banking industry, threatening the revenues and profitability of established institutions while creating fresh opportunities for new players. This study analizes the implications of an EU plan to combine the present patchwork of national payments systems in a Single Euro Payments Area (SEPA) by the decade's end</abstract>
<note type="statement of responsibility">Wouter H. F. De Ploey and Olivier P. M. Denecker</note>
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<topic>Unión Europea</topic>
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<topic>Banca</topic>
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<topic>Reforma económica</topic>
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<topic>Operaciones financieras</topic>
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<topic>Sistemas de pago</topic>
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<title>The McKinsey Quarterly : web exclusive</title>
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<text>February 2006 ;  [3] p</text>
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