Climate change impacts on personal insurance

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      <subfield code="a">For the moment, climate change has had little impact on personal insurance results. However, to face the worldwide multiplication of disasters and epidemics predicted by the experts, personal insurers could play an increasing role. They could establish more accurate statistics to evaluate and price the risks. They could also promote risk prevention among their policyholders. As for emerging countries, developing insurance coverage would be the best way to face the consequences of climate change</subfield>
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