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MAP20150014054Low interest rates are credit negative for insurers globally, but risks vary by country. — New York : Moody's Investors Service, Global Credit Research, 2015(Global insurance themes)Sumario: Low interest rates are credit negative for insurers, especially life insurers -- Low interest rates are a global issue, but risk varies by country -- Insurers are responding to the challenge, and their actions will have mixed credit implications1. Empresas de seguros. 2. Seguro de crédito. 3. Tasas de interés. 4. Riesgo crediticio. I. Moody's Investors Service. II. Global insurance themes.