Low interest rates are credit negative for insurers globally, but risks vary by country

<?xml version="1.0" encoding="UTF-8"?><collection xmlns="http://www.loc.gov/MARC21/slim" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.loc.gov/MARC21/slim http://www.loc.gov/standards/marcxml/schema/MARC21slim.xsd">
  <record>
    <leader>00000cam a22000004i 4500</leader>
    <controlfield tag="001">MAP20150014054</controlfield>
    <controlfield tag="003">MAP</controlfield>
    <controlfield tag="005">20150409174746.0</controlfield>
    <controlfield tag="008">150409s2000    ddr            000|0eng  </controlfield>
    <datafield tag="040" ind1=" " ind2=" ">
      <subfield code="a">MAP</subfield>
      <subfield code="b">spa</subfield>
      <subfield code="d">MAP</subfield>
    </datafield>
    <datafield tag="084" ind1=" " ind2=" ">
      <subfield code="a">327.1</subfield>
    </datafield>
    <datafield tag="245" ind1="0" ind2="0">
      <subfield code="a">Low interest rates are credit negative for insurers globally, but risks vary by country</subfield>
    </datafield>
    <datafield tag="260" ind1=" " ind2=" ">
      <subfield code="a">New York</subfield>
      <subfield code="b">Moody's Investors Service, Global Credit Research</subfield>
      <subfield code="c">2015</subfield>
    </datafield>
    <datafield tag="490" ind1="0" ind2=" ">
      <subfield code="a">Global insurance themes</subfield>
    </datafield>
    <datafield tag="520" ind1=" " ind2=" ">
      <subfield code="a">Low interest rates are credit negative for insurers, especially life insurers -- Low interest rates are a global issue, but risk varies by country -- Insurers are responding to the challenge, and their actions will have mixed credit implications</subfield>
    </datafield>
    <datafield tag="650" ind1=" " ind2="4">
      <subfield code="0">MAPA20080590567</subfield>
      <subfield code="a">Empresas de seguros</subfield>
    </datafield>
    <datafield tag="650" ind1=" " ind2="4">
      <subfield code="0">MAPA20080582586</subfield>
      <subfield code="a">Seguro de crédito</subfield>
    </datafield>
    <datafield tag="650" ind1=" " ind2="4">
      <subfield code="0">MAPA20080578374</subfield>
      <subfield code="a">Tasas de interés</subfield>
    </datafield>
    <datafield tag="650" ind1=" " ind2="4">
      <subfield code="0">MAPA20080582401</subfield>
      <subfield code="a">Riesgo crediticio</subfield>
    </datafield>
    <datafield tag="710" ind1="2" ind2=" ">
      <subfield code="0">MAPA20080448110</subfield>
      <subfield code="a">Moody's Investors Service</subfield>
    </datafield>
    <datafield tag="830" ind1=" " ind2="0">
      <subfield code="0">MAPA20150008657</subfield>
      <subfield code="a">Global insurance themes</subfield>
    </datafield>
  </record>
</collection>