Key digital wealth managers

<?xml version="1.0" encoding="UTF-8"?><collection xmlns="http://www.loc.gov/MARC21/slim" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.loc.gov/MARC21/slim http://www.loc.gov/standards/marcxml/schema/MARC21slim.xsd">
  <record>
    <leader>00000cam a22000004b 4500</leader>
    <controlfield tag="001">MAP20200035091</controlfield>
    <controlfield tag="003">MAP</controlfield>
    <controlfield tag="005">20230321114047.0</controlfield>
    <controlfield tag="008">190226e20201001usa||||       ||| ||eng d</controlfield>
    <datafield tag="040" ind1=" " ind2=" ">
      <subfield code="a">MAP</subfield>
      <subfield code="b">spa</subfield>
      <subfield code="d">MAP</subfield>
    </datafield>
    <datafield tag="084" ind1=" " ind2=" ">
      <subfield code="a">922.13</subfield>
    </datafield>
    <datafield tag="245" ind1="0" ind2="0">
      <subfield code="a">Key digital wealth managers</subfield>
    </datafield>
    <datafield tag="260" ind1=" " ind2=" ">
      <subfield code="a">[New York]</subfield>
      <subfield code="b">Business Insider Intelligence</subfield>
      <subfield code="c">2020</subfield>
    </datafield>
    <datafield tag="300" ind1=" " ind2=" ">
      <subfield code="a">29 p.</subfield>
    </datafield>
    <datafield tag="520" ind1=" " ind2=" ">
      <subfield code="a">Digital wealth managers, also called robo-advisors, emerged after the 2008 financial crisis as fintechs aimed to simplify and democratize wealth management services with technology-first solutions. Insider Intelligence defines wealth management as encompassing investment management, but not savings or personal finance management for current accounts. Digital wealth management platforms therefore primarily provide consumers with financial advice and automated investment management via an online interface. Instead of relying on humans to build and rebalance portfolios and carry out necessary trades, digital wealth managers use technology such as AI algorithms and machine learning to manage users' assets. And while fintechs were at the forefront of the robo-advisor industry, incumbents have also entered the space with their own digital wealth management offerings, though some of these players still have a way to go before they can truly compete with fintechs' services.</subfield>
    </datafield>
    <datafield tag="650" ind1=" " ind2="4">
      <subfield code="0">MAPA20080591274</subfield>
      <subfield code="a">Gestión patrimonial</subfield>
    </datafield>
    <datafield tag="650" ind1=" " ind2="4">
      <subfield code="0">MAPA20080586546</subfield>
      <subfield code="a">Nuevas tecnologías</subfield>
    </datafield>
    <datafield tag="650" ind1=" " ind2="4">
      <subfield code="0">MAPA20080568641</subfield>
      <subfield code="a">Digitalización</subfield>
    </datafield>
    <datafield tag="650" ind1=" " ind2="4">
      <subfield code="0">MAPA20080611200</subfield>
      <subfield code="a">Inteligencia artificial</subfield>
    </datafield>
    <datafield tag="650" ind1=" " ind2="4">
      <subfield code="0">MAPA20170006503</subfield>
      <subfield code="a">Transformación digital</subfield>
    </datafield>
    <datafield tag="710" ind1="2" ind2=" ">
      <subfield code="0">MAPA20160003727</subfield>
      <subfield code="a">Business Insider Intelligence</subfield>
    </datafield>
  </record>
</collection>