Mind the gap : why European retail investors don't get what they want. A summary of our market research in 14 EU countries
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| Tag | 1 | 2 | Valor |
|---|---|---|---|
| LDR | 00000cam a22000004 4500 | ||
| 001 | MAP20250020344 | ||
| 003 | MAP | ||
| 005 | 20251128103918.0 | ||
| 008 | 251126s2025 fra|||| ||| ||eng d | ||
| 040 | $aMAP$bspa$dMAP | ||
| 084 | $a921.9 | ||
| 100 | 1 | $0MAPA20250006294$aKoch, Nicola | |
| 245 | 1 | 0 | $aMind the gap$b: why European retail investors don't get what they want. A summary of our market research in 14 EU countries$cNicola Koch, Ana Rivera, David Cooke |
| 260 | $aParis$bSustainable Finance Observatory$c2025 | ||
| 505 | 0 | $a1. What retail investors in Europe want -- 2.1. Financial and sustainability-related objectives -- 2.2. Value-oriented investors -- 2.3. Impact-oriented investors -- 3. Do EU retail investors walk their talk? -- 3.1. A widespread attitude behavior gap -- 3.2. Major blockers: literacy, information costs and distrust -- 4. What retail investors in Europe get -- 4.1. Poor level of regulatory compliance -- 4.2. Improved but still deficient knowledge of sustainable finance -- 4.3. Structural failure to serve impact-oriented investors -- 5. Policy recommendations -- Annex 1 Country-specific results -- Annex 2 Metadata | |
| 520 | $aThe report analyzes whether EU regulatory reforms (SFDR, MiFID II, IDD) have succeeded in aligning retail investor demand for sustainable investments with product supply and advisory practices. Based on extensive surveys and mystery shopping across 14 Member States, the study finds that while 74% of retail investors express sustainability-related objectivessuch as value alignment or real-world impactonly about 19% hold sustainable products, revealing a persistent attitudebehavior gap. Key barriers include low sustainable finance literacy, high information costs, and distrust in product credibility, compounded by deficient advisory processes and widespread greenwashing risks. Impact-oriented investors, who represent 51% of the market, are particularly underserved, as regulatory definitions fail to capture investor impact, leaving impact-generating products at less than 1.3% market share. The report calls for urgent policy action: revising SFDR product categorization to reflect investor objectives, adapting MiFID II definitions, strengthening advisor competence, enforcing compliance, and launching public education initiatives to close the gap and mobilize household savings toward the EU's climate goals | ||
| 650 | 4 | $0MAPA20080602741$aNormativa comunitaria | |
| 650 | 4 | $0MAPA20210004841$aReglamento SFDR | |
| 650 | 4 | $0MAPA20190013543$aDirectiva MiFID II | |
| 650 | 4 | $0MAPA20080597269$aInversiones privadas | |
| 650 | 4 | $0MAPA20080570736$aSostenibilidad | |
| 650 | 4 | $0MAPA20130013572$aComportamiento financiero | |
| 650 | 4 | $0MAPA20120021457$aEducación financiera | |
| 650 | 4 | $0MAPA20080550592$aEncuestas | |
| 651 | 1 | $0MAPA20080640255$aUnión Europea | |
| 700 | 1 | $0MAPA20250006331$aRivera Moreno, Ana | |
| 700 | 1 | $0MAPA20250006287$aCooke, David | |
| 710 | 2 | $0MAPA20250006270$aSustainable Finance Observatory | |
| 856 | $uhttps://sustainablefinanceobservatory.org/resource/mind-the-gap-why-european-retail-investors-dont-get-what-they-want/ |