MAP20090102972 Gatzert, Nadine The Impact of the secondary market on life insurer's surrender profits / Nadine Gatzert, Gudrun hoermann, Hato Schmeiser En: The Journal of risk and insurance. - Nueva York : The American Risk and Insurance Association, 1964- = ISSN 0022-4367. - 01/12/2009 Tomo 76 Número 4 - 2009