MAP20100036211 Kader, Hale Abdul The Cost efficiency of Takaful insurance companies / Hale Abdul Kader, Mike Adams and Philip Hardwick En: Geneva papers on risk and insurance : issues and practice. - Geneva : The Geneva Association, 1976- = ISSN 1018-5895. - 01/01/2010 Tomo 35 Número 1 - 2010 I. Adams, Mike . II. Hardwick, Philip .