MAP20110015725 Klumpes, Paul M. Corporate, product and distribution strategies in the european life insurance industry / Paul J M Klumpes and Stefan Schuermann En: Geneva papers on risk and insurance : issues and practice. - Geneva : The Geneva Association, 1976- = ISSN 1018-5895. - 03/01/2011 Tomo 36 Número 1-2 - 2011 I. Schuermann, Stefan .