Solid footing and a foundation for growth

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      <subfield code="a">As the recession began to take hold in 2007, the demand for insurance began to fall. With less business, there is less to insure. At the same time, supply was strong and rates fell  and premiums declined on both accounts. With several years of relatively benign catastrophic losses, surplus kept the market on a gently softening trajectory. What does this tell us about the marketplace today? To find an answer we asked ou Marketplace Realities authors, specialists in their product areas, this question: If, in 2007, a risk cost $100 to insure, what would it cost to insure that same risk today? </subfield>
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