Seção: ArtigosTítulo: The Importance of the choice of test for finding evidence of asymmetric information / Catherine Donnelly, Martin Englund, Jens Perch NielsenAutor: Donnelly, CatherineNotas: Sumario: We put one of the predictions of adverse-selection models to the test, using data from the Danish automobile insurance market: that there is a positive correlation between claims risk and insurance coverage. We can find a statistically significant insurance coverage--risk correlation when coverage is expressed relative to the insurance premium, but not when it is expressed in monetary terms.Registros relacionados: En: Astin bulletin. - Belgium : ASTIN and AFIR Sections of the International Actuarial Association = ISSN 0515-0361. - 05/05/2014 Volumen 44 Número 2 - mayo 2014 Outras classificações: 6Direitos: In Copyright (InC)Referencias externas:
