A Proposal for redesigning social security : long-term care pension

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<dc:creator>Tanaka, Shuji</dc:creator>
<dc:date>2016-01-04</dc:date>
<dc:description xml:lang="es">Sumario: I propose to replace the automatic adjustment system of pension benefits, embedded in the 2004 reform of the Japanese public pension scheme, with one providing for specific required care levels and thus assure the logical financial adjustment of long-term care insurance and public pensions. For this purpose, I introduce a multi-state Markov chain model and estimate the transition matrix combining the existent local experience data and nationwide public data. The following policy effect will be anticipated. If an LTCI beneficiary falls into a certain required care status, his or her required care benefit will need to be upgraded and the individual expense burden will increase. A similar approach is proposed by annuity products in the private sector such as the QLAC (qualified longevity annuity contract) in the U.S. and life care pensions in Britain.</dc:description>
<dc:identifier>https://documentacion.fundacionmapfre.org/documentacion/publico/es/bib/155138.do</dc:identifier>
<dc:language>spa</dc:language>
<dc:rights xml:lang="es">InC - http://rightsstatements.org/vocab/InC/1.0/</dc:rights>
<dc:subject xml:lang="es">Sistemas de pensiones</dc:subject>
<dc:subject xml:lang="es">Reforma de la Seguridad Social</dc:subject>
<dc:subject xml:lang="es">Modelo de Markov</dc:subject>
<dc:subject xml:lang="es">Longevidad</dc:subject>
<dc:subject xml:lang="es">Seguro de dependencia</dc:subject>
<dc:subject xml:lang="es">Japón</dc:subject>
<dc:type xml:lang="es">Artículos y capítulos</dc:type>
<dc:title xml:lang="es">A Proposal for redesigning social security : long-term care pension</dc:title>
<dc:relation xml:lang="es">En: Geneva papers on risk and insurance : issues and practice. - Geneva : The Geneva Association, 1976- = ISSN 1018-5895. - 04/01/2016 Volumen 41 Número 1 - enero 2016 , p. 98-117</dc:relation>
<dc:coverage xml:lang="es">Japón</dc:coverage>
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