Demand and selection effects in supplemental health insurance in Germany

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<dc:creator>Lange, Renate</dc:creator>
<dc:date>2017-01-02</dc:date>
<dc:description xml:lang="es">Sumario: This paper empirically assesses selection effects and determinants of the demand for supplemental health insurance that covers hospital and dental benefits in Germany. Our representative data set provides doctor-diagnosed indicators of the individual¿s health status, risk attitude, demand for medical services and insurance purchases in other lines of insurance, as well as rich demographic and socio-economic information. Controlling for a wide range of individual preferences, we find evidence that individuals aged 65 and younger with hospital coverage are sicker than those without. In addition, insurance propensity and income are the most important drivers of the demand for supplemental hospital and dental coverage.
</dc:description>
<dc:identifier>https://documentacion.fundacionmapfre.org/documentacion/publico/es/bib/159249.do</dc:identifier>
<dc:language>eng</dc:language>
<dc:rights xml:lang="es">InC - http://rightsstatements.org/vocab/InC/1.0/</dc:rights>
<dc:subject xml:lang="es">Seguro de salud</dc:subject>
<dc:subject xml:lang="es">Selección de riesgos</dc:subject>
<dc:subject xml:lang="es">Asistencia sanitaria</dc:subject>
<dc:subject xml:lang="es">Pólizas dentales</dc:subject>
<dc:subject xml:lang="es">Alemania</dc:subject>
<dc:type xml:lang="es">Artículos y capítulos</dc:type>
<dc:title xml:lang="es">Demand and selection effects in supplemental health insurance in Germany</dc:title>
<dc:relation xml:lang="es">En: Geneva papers on risk and insurance : issues and practice. - Geneva : The Geneva Association, 1976- = ISSN 1018-5895. - 02/01/2017 Volumen 42 Número 1 - enero 2017 , p. 5-30</dc:relation>
<dc:coverage xml:lang="es">Alemania</dc:coverage>
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