Examining Flood Insurance claims in The United States : six key findings
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| Tag | 1 | 2 | Valor |
|---|---|---|---|
| LDR | 00000cab a2200000 4500 | ||
| 001 | MAP20170028758 | ||
| 003 | MAP | ||
| 005 | 20170907114119.0 | ||
| 008 | 170904e20170904usa|||p |0|||b|eng d | ||
| 040 | $aMAP$bspa$dMAP | ||
| 084 | $a328.1 | ||
| 100 | $0MAPA20100033708$aKousky, Carolyn | ||
| 245 | 1 | 0 | $aExamining Flood Insurance claims in The United States$b: six key findings$cCarolyn Kousky, Erwann Michel-Kerjan |
| 300 | $a32 p. | ||
| 520 | $aWe undertake the first large-scale analysis of flood insurance claims in the United States, analyzing over 1 million claims from the federally managed National Flood Insurance Program (NFIP) over the period 1978-2012. Using fixed effects regressions and other statistical analyses, we test several hypotheses about the nature and drivers of flood claims (e.g., the impact of flood zone, characteristics of the house, individual and collective mitigation, and repetitive loss properties), as well as uncover quantitative relationships on the determinants of claims payments. We also examine how claims are distributed across time and space. Our findings, several surprising, provide a quantitative basis for exploring the challenges associated with low insurance demand and also can contribute to more informed policy decisions regarding reform of the NFIP, as well as flood insurance markets around the world. | ||
| 650 | 4 | $0MAPA20080567118$aReclamaciones | |
| 650 | 4 | $0MAPA20080599003$aSeguro de inundación | |
| 650 | 4 | $0MAPA20080556495$aSiniestros | |
| 650 | 4 | $0MAPA20080586294$aMercado de seguros | |
| 651 | 1 | $0MAPA20080638337$aEstados Unidos | |
| 700 | 1 | $0MAPA20080288099$aMichel-Kerjan, Erwann | |
| 773 | 0 | $wMAP20077000727$tThe Journal of risk and insurance$dNueva York : The American Risk and Insurance Association, 1964-$x0022-4367$g04/09/2017 Volumen 84 Número 3 - septiembre 2017 , p. 819-850 |