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Genetics a testing time for insurers?

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<title>Genetics  a testing time for insurers?</title>
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<namePart>Chen, Jessica</namePart>
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<namePart>Doble, Alan</namePart>
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<publisher>The Institute of Actuaries of Australia</publisher>
<dateIssued>2017</dateIssued>
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<abstract displayLabel="Summary">The use of genetic information is likely to increase due to rapidly declining test costs and the increased understanding of genetic research results. The genetics community in Australia sees a need to reduce barriers for people who want to understand their genetic make-up, primarily for health or family reasons. The life insurance community has been concerned about the potential for anti-selection by people who do not disclose their test results thus potentially affecting the access to, and cost of, insurance cover. The authors of this paper believe the time has come to reconsider these issues. All parties should welcome the chance to join in the discussion. The best solutions are likely to be found if the public are involved in the decision process with input from medical professionals, genetics researchers and insurers.</abstract>
<note type="statement of responsibility">Jessica Chen and Alan Doble</note>
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<topic>Seguro de vida</topic>
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<subject xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080547424">
<topic>Genética</topic>
</subject>
<subject xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080614539">
<topic>Investigación científica</topic>
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<topic>Modelos predictivos</topic>
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<subject xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080591885">
<topic>Medicina preventiva</topic>
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<title>The Dialogue</title>
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