Compulsory insurance : when it works and when it doesn't

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      <subfield code="a">Compulsory insurance</subfield>
      <subfield code="b">: when it works and when it doesn't</subfield>
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      <subfield code="a">For a developed society to function, individuals and businesses need access to appropriate, affordable insurance. Policymakers quite rightly want to ensure that this is possible, and it is often believed that compulsory insurance schemes are the best way to ensure the take-up or the availability of insurance, particularly for new risks. For example, the European Parliament recently put forward proposals for a mandatory insurance scheme for robots.It is important to understand that compulsory insurance schemes will only work if specific conditions are met. If they are not, an inappropriate scheme can do more harm than good.</subfield>
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