Will they take the money and work? : people's willingness to delay laiming social security benefits for a lump sum
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245 | 1 | 0 | $aWill they take the money and work?$b: people's willingness to delay laiming social security benefits for a lump sum$cRaimond Maurer... [et al.] |
520 | $aThis article investigates whether exchanging Social Security delayed retirement credits, currently paid as increases in lifelong benefits, for a lump sum would induce later claiming and additional work. We show that people would voluntarily claim about 6 months later if the lump sum were paid for claiming after the early retirement age, and about 8 months later if the lump sum were paid only for those claiming after their full retirement age. Overall, people will work one-third to one-half of the additional months. Those who would currently claim at the youngest ages are most responsive to the lump sum offer | ||
650 | 4 | $0MAPA20080604004$aSistemas de pensiones | |
650 | 4 | $0MAPA20080578107$aSeguridad Social | |
650 | 4 | $0MAPA20080567118$aReclamaciones | |
650 | 4 | $0MAPA20080626181$aReforma de la Seguridad Social | |
650 | 4 | $0MAPA20080616984$aEstudios de investigación | |
650 | 4 | $0MAPA20080562342$aEstadísticas | |
651 | 1 | $0MAPA20080638337$aEstados Unidos | |
700 | 1 | $0MAPA20080662974$aMaurer, Raimond H. | |
773 | 0 | $wMAP20077000727$tThe Journal of risk and insurance$dNueva York : The American Risk and Insurance Association, 1964-$x0022-4367$g03/12/2018 Volumen 85 Número 4 - diciembre 2018 , p. 877-909 |