Will they take the money and work? : people's willingness to delay laiming social security benefits for a lump sum
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<title>Will they take the money and work?</title>
<subTitle>: people's willingness to delay laiming social security benefits for a lump sum</subTitle>
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<name type="personal" xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080662974">
<namePart>Maurer, Raimond H.</namePart>
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<abstract displayLabel="Summary">This article investigates whether exchanging Social Security delayed retirement credits, currently paid as increases in lifelong benefits, for a lump sum would induce later claiming and additional work. We show that people would voluntarily claim about 6 months later if the lump sum were paid for claiming after the early retirement age, and about 8 months later if the lump sum were paid only for those claiming after their full retirement age. Overall, people will work one-third to one-half of the additional months. Those who would currently claim at the youngest ages are most responsive to the lump sum offer</abstract>
<note type="statement of responsibility">Raimond Maurer... [et al.]</note>
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<topic>Sistemas de pensiones</topic>
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<subject xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080578107">
<topic>Seguridad Social</topic>
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<topic>Reclamaciones</topic>
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<topic>Reforma de la Seguridad Social</topic>
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<topic>Estudios de investigación</topic>
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<topic>Estadísticas</topic>
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<geographic>Estados Unidos</geographic>
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<title>The Journal of risk and insurance</title>
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<publisher>Nueva York : The American Risk and Insurance Association, 1964-</publisher>
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<identifier type="issn">0022-4367</identifier>
<identifier type="local">MAP20077000727</identifier>
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<text>03/12/2018 Volumen 85 Número 4 - diciembre 2018 , p. 877-909</text>
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