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MAP20190017077Operational excellence in insurance : performance, digital and customer experience / KPMG International, Acord. — Amstelveen [etc.] : KPMG International, 201928 p.Sumario: Insurers are under more pressure than ever to effectively manage their current operating expense environment. Persistent low investment returns, ever-increasing competitive pressures and enduring excess capacity have hampered the industry's ability grow revenue faster rate of costs. Currently, 25 percent every premium dollar is consumed by expenses, a pattern that has held for past 10 years or longer. These expenses largely kept pace with growth in income among life property & casualty (P&C) carriers, both growing single digits over same time period.
1. Mercado de seguros. 2. Empresas de seguros. 3. Insurtech. 4. Transformación digital. 5. Análisis de datos. 6. Minimización de riesgos. 7. Riesgo tecnológico. I. KPMG International. II. ACORD. III. Título.