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Why hard markets are a relic of the past

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      <subfield code="a">There is no point bemoaning the lack of a truly hard market, for the reality could be that the industry's cycle has flattened out for the long term, says Gerry Tighe at Matrix Insurance & Reinsurance Brokers.</subfield>
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      <subfield code="g">01/12/2018 Número 4, December - 2018 , p. 34-35</subfield>
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