Regret in health insurance post-purchase behavior

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<title>Regret in health insurance post-purchase behavior</title>
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<name type="personal" usage="primary" xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080186180">
<namePart>Born, Patricia H.</namePart>
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<name type="personal" xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20190012355">
<namePart>Sirmans, E. Tice</namePart>
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<dateIssued encoding="marc">2019</dateIssued>
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<abstract displayLabel="Summary">Unlike other forms of insurance, individuals with health insurance generaily expect to make claims through the policy period. Selecting an appropriate level of cost-sharing is difficult and individuáis may, ex-post, regret the choice of a less-than-suitable coverage amount. Using a national health insurance survey of private market consumers from 2013 to 2017, we evaluate the potential for post-purchase regret in the health plan purchasing decision. We employ an ordered logistic model and find that consumers whose plan choices were likely financially dominated by a foregone altemative are significantly more likely to express regret through reporting significantly lower likelihood of renewal, even when controlling for confounding considerations including affordabillty, self-assessed risk, and satisfaction with the plan.</abstract>
<note type="statement of responsibility">Patricia H. Born, E. Tice Sirmans</note>
<subject xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080626310">
<topic>Seguro de asistencia sanitaria</topic>
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<subject xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080624019">
<topic>Comportamiento del consumidor</topic>
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<subject xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080567118">
<topic>Reclamaciones</topic>
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<title>Risk management & insurance review</title>
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<publisher>Malden, MA : The American Risk and Insurance Association by Blackwell Publishing, 1999-</publisher>
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<identifier type="issn">1098-1616</identifier>
<identifier type="local">MAP20077001748</identifier>
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<text>01/06/2019 Tomo 22 Número 2 - 2019 , p. 207-219</text>
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