Does it matter who pays for auto injuries?

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<title>Does it matter who pays for auto injuries?</title>
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<abstract displayLabel="Summary">In many states, auto insurers rather than health insurers pay for a substantial fraction of the medical care following auto crashes. We examine whether payer identity affects the care received by auto injury patients. A 2003 Colorado reform shifted a large fraction of auto injury patients from coverage through auto insurers to the traditional health insurance system. Despite negligible changes in auto injury characteristics during this period, treatment supply increased following the reform. Procedure use rose by 510 percent and billed charges rose by 5 percent. These changes reflect an increase in resources devoted to treatment, yet do not improve mortality.</abstract>
<note type="statement of responsibility">Paul Heaton, Eric Helland</note>
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<topic>Seguro de automóviles</topic>
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<topic>Lesiones</topic>
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<topic>Seguro de salud</topic>
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<geographic>Estados Unidos</geographic>
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<title>The Journal of risk and insurance</title>
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<publisher>Nueva York : The American Risk and Insurance Association, 1964-</publisher>
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<identifier type="issn">0022-4367</identifier>
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<text>02/12/2019 Volumen 86 Número 4 - diciembre 2019 , p. 947-972</text>
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