Pesquisa de referências

Contract elements, growing conditions, and anomalous claims behaviour in U.S. crop insurance

<?xml version="1.0" encoding="UTF-8"?><modsCollection xmlns="http://www.loc.gov/mods/v3" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.loc.gov/mods/v3 http://www.loc.gov/standards/mods/v3/mods-3-8.xsd">
<mods version="3.8">
<titleInfo>
<title>Contract elements, growing conditions, and anomalous claims behaviour in U.S. crop insurance</title>
</titleInfo>
<name type="personal" xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20200003618">
<namePart>Park, Sungkwol </namePart>
<nameIdentifier>MAPA20200003618</nameIdentifier>
</name>
<typeOfResource>text</typeOfResource>
<genre authority="marcgt">periodical</genre>
<originInfo>
<place>
<placeTerm type="code" authority="marccountry">che</placeTerm>
</place>
<dateIssued encoding="marc">2020</dateIssued>
<issuance>serial</issuance>
</originInfo>
<language>
<languageTerm type="code" authority="iso639-2b">eng</languageTerm>
</language>
<physicalDescription>
<form authority="marcform">print</form>
</physicalDescription>
<abstract displayLabel="Summary">We investigate contract elements and growing conditions associated with anomalous claims behaviour in the U.S. Federal Crop Insurance Program. In this study the measure of anomalous claims behaviour is based on the number of producers (in a county) placed on the Spot Check List (SCL)a list generated from government compliance efforts that aim to detect and deter fraud, waste, and abuse in the U.S. Federal Crop Insurance Program. Using county-level data and various econometric approaches that control for features of this data set (e.g., the count nature of the dependent variable, censoring, potential endogeneity, and spatial/temporal dependence), we find that the following crop insurance contract attributes influence the extent of anomalous claims behaviour in a county: (a) the ability to insure individual fields through optional units; (b) the coverage level choice; and (c) the total number of acres insured. In addition, our empirical analyses suggest that anomalous claims behaviour significantly increases when extreme weather events occur (e.g., droughts, floods) and when economic conditions are unfavourable (i.e., high input costs that lower profit levels). Results from this study have important implications for addressing potential underwriting vulnerabilities in crop insurance contracts and the frequency of more rigorous compliance inspections.</abstract>
<note type="statement of responsibility">Sungkwol Park [et at.]</note>
<subject authority="lcshac" xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20200003588">
<name type="corporate">
<namePart> Estados Unidos. Programa Federal de Seguro de Cultivos</namePart>
</name>
</subject>
<subject xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080584290">
<topic>Contrato de seguro</topic>
</subject>
<subject xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080616953">
<topic>Estrategia de crecimiento</topic>
</subject>
<subject xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080567118">
<topic>Reclamaciones</topic>
</subject>
<subject xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080578213">
<topic>Seguros agrarios</topic>
</subject>
<subject xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080575328">
<topic>Cultivo agrícola</topic>
</subject>
<subject xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080569044">
<topic>Fraude agrario</topic>
</subject>
<subject xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080541064">
<topic>Fraude</topic>
</subject>
<subject authority="lcshac" xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080638337">
<geographic>Estados Unidos</geographic>
</subject>
<classification authority="">329</classification>
<relatedItem type="host">
<titleInfo>
<title>Geneva papers on risk and insurance : issues and practice</title>
</titleInfo>
<originInfo>
<publisher>Geneva : The Geneva Association, 1976-</publisher>
</originInfo>
<identifier type="issn">1018-5895</identifier>
<identifier type="local">MAP20077100215</identifier>
<part>
<text>01/01/2020 Volumen 45 Número 1 - enero 2020 , p. 157- 183</text>
</part>
</relatedItem>
<recordInfo>
<recordContentSource authority="marcorg">MAP</recordContentSource>
<recordCreationDate encoding="marc">200219</recordCreationDate>
<recordChangeDate encoding="iso8601">20220823212453.0</recordChangeDate>
<recordIdentifier source="MAP">MAP20200005070</recordIdentifier>
<languageOfCataloging>
<languageTerm type="code" authority="iso639-2b">eng</languageTerm>
</languageOfCataloging>
</recordInfo>
</mods>
</modsCollection>