Value chain disruption in insurance : the road to insurance as a platform

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      <subfield code="a">This whitepaper explores the need for speed within the insurance market and how the speed of change across all industries is demanding a new approach to delighting customers and growing revenue. This new approach involves the adoption of a digitally matured operating model, referred to as an insurance as a platforma digital evolution of the traditional insurance platform model pioneered by the likes of Lloyd's of London. By treating and packaging the organization as a discrete set of capabilities and processes, this approach enables internal and external parties to access and reuse components appropriately. This new model has the potential to grow revenue via more effective collaboration and the integration of innovative partners; it also has the potential to improve operational efficiency through reuse and productivity increases of up to 300%. We will describe  from a technology perspective  how to start adopting this new model using an API-led approach to connectivity, and the importance a new IT operating model plays in implementing it.</subfield>
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