Death by Pokémon Go : the economic and human cost of using apps while driving

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<title>Death by Pokémon Go</title>
<subTitle>: the economic and human cost of using apps while driving</subTitle>
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<namePart>McConnell, John J.</namePart>
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<abstract displayLabel="Summary">We investigate the link between smartphone usage by drivers and increases in insurance premiums by using police accident reports and exploiting the introduction of the augmented reality game Pokémon GO as a natural experiment. We document a disproportionate increase in crashes, vehicular damage, injuries, and fatalities in the vicinity of locations where users can play the game while driving. Ignoring incremental lives lost, the lower bound estimate of the cost of users playing the game while driving translates to an increase in insurance premiums of 2.47 percent.</abstract>
<note type="statement of responsibility">Mara Faccio, John J. McConnell</note>
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<topic>Aplicaciones móviles</topic>
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<topic>Conducción automovilística</topic>
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<topic>Accidentes de tráfico</topic>
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<topic>Primas de seguros</topic>
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<topic>Mercado de seguros</topic>
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<topic>Seguro de automóviles</topic>
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<title>The Journal of risk and insurance</title>
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<publisher>Nueva York : The American Risk and Insurance Association, 1964-</publisher>
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<identifier type="issn">0022-4367</identifier>
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<text>01/09/2020 Volumen 87 Número 3 - septiembre 2020 , p. 815-849</text>
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