Centro de Documentacion de Fundación MAPFRE - The Future of European payments : strategic choices for banks

MAP20200038054

The Future of European payments : strategic choices for banks. — New York : McKinsey & Company : Euro Banking Association, 2020

23 p.

Resumen: This paper is based on research and analysis undertaken by McKinsey & Company and the Euro Banking Association between November 2019 and November 2020. Payments and accounts services are at the core of banks' offering to customers. They contributed about a third of European banks' total revenues in 2019, and represent banks' leading source of customer interactions. Banks' payments revenues have grown steadily at about 3 percent per year over the past six years. However, some specialist payments providersprocessors, acquirers, schemes, and othershave achieved double-digit growth rates over the same period. This suggests that banks' traditional role at the centre of the payments ecosystem may be coming under challenge

1. Servicios de pago . 2. Sistemas bancarios . 3. Perspectivas económicas . 4. Futuro . 5. Europa . I. McKinsey & Company . II. Euro Banking Association . III. Título.