Asymmetric information in automobile insurance : evidence from driving behavior
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| Tag | 1 | 2 | Valor |
|---|---|---|---|
| LDR | 00000cab a2200000 4500 | ||
| 001 | MAP20200040040 | ||
| 003 | MAP | ||
| 005 | 20201223180154.0 | ||
| 008 | 201223e20201201usa|||p |0|||b|eng d | ||
| 040 | $aMAP$bspa$dMAP | ||
| 084 | $a6 | ||
| 100 | $0MAPA20200024347$aGeyer, Alois | ||
| 245 | 1 | 0 | $aAsymmetric information in automobile insurance$b: evidence from driving behavior$cAlois Geyer, Daniela Kremslehner, Alexander Muermann |
| 520 | $aBased on a unique data set of driving behavior we test whether private information in driving characteristics has significant effects on contract choice and risk in automobile insurance. We define a driving factor based on overall distance driven, number of car rides, and speeding. Using local weather conditions, we account for the endogeneity of the driving factor. While this driving factor has an effect on risk, there is no significant evidence for selection effects in the level of third-party liability and first-party insurance coverage. | ||
| 650 | 4 | $0MAPA20080606695$aInformación asimétrica | |
| 650 | 4 | $0MAPA20080603779$aSeguro de automóviles | |
| 650 | 4 | $0MAPA20080621100$aConducción automovilística | |
| 650 | 4 | $0MAPA20080579258$aCálculo actuarial | |
| 650 | 4 | $0MAPA20080602437$aMatemática del seguro | |
| 700 | 1 | $0MAPA20200024361$aKremslehner, Daniela | |
| 700 | $0MAPA20080660239$aMuermann, Alexander | ||
| 773 | 0 | $wMAP20077000727$tThe Journal of risk and insurance$dNueva York : The American Risk and Insurance Association, 1964-$x0022-4367$g01/12/2020 Volumen 87 Número 4 - diciembre 2020 , p. 969-995 |